Buying a Property

Purchase property tokens on Fabrica or other NFT marketplaces.

Buying a property on Fabrica is straightforward. Browse available listings, evaluate properties using the provided data and confidence scores, and complete your purchase using your preferred payment method.

Finding Properties

Browse properties at fabrica.land. Each listing includes:

  • Property Details: Location, size, legal description, and parcel information
  • Confidence Score: Validator-verified status indicating title health
  • Valuation Data: Third-party estimates and assessed values
  • Documents: Recorded deeds and trust documents attached to the token
  • Maps and Media: Satellite imagery, parcel boundaries, and photos

Use filters to narrow results by location, price, size, or other criteria.


Evaluating a Property

Before purchasing, review:

FactorWhat to Check
Confidence ScoreHigher scores indicate cleaner title and better validation status
EncumbrancesCheck for liens, easements, or other claims on the property
Property TaxesReview tax status and payment history
ValuationCompare asking price to third-party estimates
DocumentsReview the recorded deed and trust agreement

The confidence score provides a quick summary, but reviewing the underlying data helps you make an informed decision.


Payment Options

Fabrica supports multiple payment methods:

MethodDescription
Account BalancePay using stablecoins already in your Fabrica account
External WalletConnect an external wallet and pay with stablecoins
Bank AccountPay directly from your bank account (ACH transfer)
Credit CardAvailable for some transactions

All prices are displayed in USD. Payments are processed and settled in stablecoins.


Making an Offer

If a property isn't listed for sale, or if you want to negotiate:

  1. Submit an Offer: Specify your offer amount and expiration
  2. Owner Reviews: The property owner sees your offer on their dashboard
  3. Acceptance: If accepted, the sale completes instantly
  4. Expiration: Unaccepted offers expire automatically

You can submit offers on any property, whether or not it's actively listed for sale.


Buy with Financing

Some properties have loan offers available, allowing you to finance your purchase:

  1. Check Availability: Properties with available financing show a financing option
  2. Review Terms: See the loan amount, interest rate, and duration
  3. Pay Down Payment: Complete the purchase by paying only the down payment
  4. Loan Initiates: The loan begins automatically at purchase

This option is powered by NFTfi and depends on lenders having active offers for the property.


Completing the Purchase

When you buy a property:

  1. Transaction Executes: Payment and token transfer happen atomically onchain
  2. Token Received: The property token appears in your Fabrica account
  3. Ownership Transfers: You become the beneficial owner of the trust and property
  4. County Notification: Where required by the local jurisdiction, Fabrica assists with notifications

After Purchase

As the new owner, you have full property rights:

  • Use the Property: Access, develop, or enjoy as permitted by local regulations
  • Sell or Transfer: List for sale or transfer to another account
  • Borrow Against It: Use as collateral for lending
  • Off-Ramp: Convert back to traditional title ownership via off-ramp

You also inherit property obligations including taxes and compliance. See Property Obligations for details.


Buying on External Marketplaces

Properties can also be purchased on OpenSea and other ERC-1155 compatible marketplaces. When buying externally:

  • You'll need a compatible wallet with sufficient funds
  • Property context and confidence scores may not be displayed
  • Financing options are not available
  • Transaction fees vary by marketplace

The token functions identically regardless of where you purchase it.


What’s Next

Learn how to sell your property