Add a Property

Adding a property (aka tokenizing it) is what unlocks everything else: once your land is a token, you can sell it in minutes or borrow against it (including land that banks won't lend on), without re-recording a deed for each transaction. Adding a property transforms traditional ownership into a digital asset that can be used onchain.

The entire process requires just 10 minutes online from the property owner. Start here: Add your property

There are three ways in:

  • From the homepage map. Every US parcel lights up on the map at fabrica.land. Click a parcel that is not yet on Fabrica and the map asks whether it is your land; confirm, sign in if needed, and the property is set up and claimed for your account, then its page opens. (A click on a parcel already on Fabrica opens its property page instead.)
  • By search. fabrica.land/go finds a parcel by address, parcel number, or a point on the map and walks through the same steps one at a time.
  • From the property's own page. A property that was started without an owner (for example from a mailed QR code, or by a visitor who did not sign in) shows Claim this property on its page until someone claims it. Sign in and claim it there; the page reloads in the owner view, with any pending steps. If the record was started under an earlier version of the trust agreement, claiming it opens a fresh record for the same parcel under the current agreement, with a new token id, and the old link follows to it. A property that has already been claimed, or whose token has been issued, never shows the button.

A property page is created the moment the process starts, and the owner can list it for sale right away (see below).

Process Overview

  1. Property Submission: The owner provides property information to Fabrica or another validator, including how title is currently held as the recorded deed states it (for example "an unmarried person" or "a married person, as their sole and separate property"); the deed into the trust names the owner the same way. Some jurisdictions ask further questions that their recording forms need.
  2. Title Review: The validator verifies ownership, chain of title, and encumbrances.
  3. Identity Verification: The owner completes KYC/AML verification (see Regulatory Framework).
  4. Legal Wrapper Creation: A holding entity (typically a Fabrica Trust) is created to hold the title.
  5. Document Signing: The owner signs deed and trust documents, normally with a remote online notary.
  6. Recording: The deed is recorded at the local jurisdiction, transferring title to the holding entity. Where the county supports it, recording is electronic.
  7. Token Issuance: An NFT is issued via the smart contract mint() function.

Selling While the Property Is Being Added

The steps above do not have to finish before the property can be put to work. The property page goes live as soon as the process starts, and the owner can list the property for sale right away while title review, document preparation, and the remaining steps continue in the background.

  • Listing is immediate. Set a price and go live at any point during the process. Buyers can discover the property and make offers while the remaining steps complete.
  • Paperwork can wait for a buyer. Document signing, recording, and token issuance can complete at closing, after a buyer commits. Signing ahead of time is optional: completing the paperwork early issues the token sooner, which enables instant purchases of a listed property and borrowing against it.
  • Fees stay deferred either way. The setup fee is authorized up front, which charges nothing, and is collected once, the first time the property is sold, borrowed against, or used in another app; it is waived if the property is removed unused. The fee dialog states the amount, these three outcomes, and what the fee covers before the owner authorizes it. See Fees.

While these background steps run, the property page shows a compact status indicator that tells the owner when a step actually needs their input and marks the steps that can wait until closing. See Selling Your Property for how listing works during this period.

Title Review Process

When a user initiates tokenization, the validator conducts a comprehensive review that confirms:

CheckDescription
Present owner identityIdentifies who is named as grantee on the most recently recorded deed.
Chain of titleConfirms deeds record transfers from grantors to grantees in a chain.
EncumbrancesIdentifies any liens or encumbrances that may affect the property.
Legal descriptionHelps ensure a match between prior deeds and the onchain description.

Liens and Encumbrances

Properties with existing liens can still be added, but these affect Property checks and may restrict certain features:

Encumbrance TypeImpact
Tax liens or due taxesUnpaid property taxes fail a Property check.
Mortgage liensOutstanding loans may restrict lending features.
Any other involuntary liensOutstanding issues may affect the ability to add the property.

Owners should resolve liens so their Property checks pass and their property token keeps full utility.

Notarization and Recording

Users receive a link to meet remotely with an online notary and sign documents. In jurisdictions where online notarization isn't available, remote or in-person notarization can be arranged.

Signed documents are then:

  • Electronically submitted to counties via e-recording, or
  • Physically mailed to counties lacking digital processes.

Paper route

Some counties do not accept electronic recording from Fabrica. For a property in such a county, Fabrica can switch the process to paper while the documents are under review. On the paper route:

  1. The documents are prepared with full notary blocks, including in jurisdictions where Fabrica otherwise uses electronic signatures only.
  2. The owner signs them in person before a notary, with no online signing session to complete.
  3. The owner records the deed at the county and returns the recorded copy to Fabrica.
  4. Fabrica checks the county index, attaches the recorded deed to the property with its instrument number and recording date, and the token is issued.

A paper-route property goes through the same title review, identity verification, and fee approval as any other, and it appears on the marketplace from the moment the process starts, like every property being added.

Starting over

An owner can cancel the process at any point before the token is issued, and Fabrica can reject a document set during review. In either case, starting again on the same parcel opens a fresh process under the current rules, with the owner's questions asked again and the documents generated anew, rather than resuming the old one. A setup fee that was already authorized or paid carries over, so it is never authorized or charged twice.

The final notarized and recorded deed is also attached directly to the Property Token, enabling buyers and lenders to verify the outcome and cross-check with county records.

Result

After the property is added:

  • The property title is held by the holding entity (e.g., Fabrica Trust).
  • The property token represents beneficial ownership of the property.
  • The token holder has full property rights as defined in the Operating Agreement.

Step-by-step help: How do I add a new property to Fabrica?


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