DeFi & Integrations

Lending Protocols

Property tokens can be used as collateral to access liquidity without selling the underlying property. This is particularly valuable for owners of unimproved land, a multi-trillion dollar U.S. market traditionally underserved by banks, but because the collateral and valuation feed are standardized, the same mechanism extends to any deeded real property held as a token.

Lending on Fabrica is pool-based and instant through the primary live integration; the standard token also supports direct peer-to-peer lending where an active venue exists:

Protocol	Model	Description
Pool-Based Lending	Pool-based	Instant loans from an automated pool with dynamic pricing, priced off a public signed valuation feed. The primary live integration.
Peer-to-peer	Direct	Lenders and borrowers agree on custom terms directly, on any NFT-supporting protocol (Gondi is a good option today). NFTfi was the former direct integration and has shut down.

See Lending for complete documentation on borrowing and lending against property tokens, including lender protections under UCC Article 8 and Article 12.

Marketplace Compatibility

As standard ERC-1155 tokens, Fabrica properties can be listed on any compatible NFT marketplace, including OpenSea and others. However, traditional NFT marketplaces were not designed for real estate operations.

Fabrica's custom marketplace at fabrica.land offers:

A better understanding of property token structure.
Integration with validation and confidence scoring.
Real estate-specific features and workflows.

Building Integrations

Developers can build on top of the Fabrica protocol to create new applications and services. The smart contracts implement standard interfaces (ERC-1155, ERC-7496, ERC-7572) for maximum compatibility.

We encourage developers interested in building alternative marketplace clients or new applications for the Fabrica protocol to contact us.

See our Build on Fabrica documentation for more information on integrating with the protocol.